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GigTax

Texas Self-Employed Tax Calculator

Federal income tax + 15.3% self-employment tax on 2026 1099 income for Texas residents. No state income tax to add.

Texas has no personal state income tax, so a self-employed Texan owes only federal income tax and the 15.3% SE (Social Security + Medicare) tax. Franchise tax may still apply above $2.47M in revenue.

Self-employed income & expenses

Estimate federal + SE + state tax for the 2026 tax year in one pass.

Estimated total tax bill
$10,941
Refund / owed
-$10,941
Effective rate
18.2%

Detailed breakdown

Mileage deduction$5,600
Total business expenses$8,100
Net self-employment income$51,900
Self-employment tax (15.3%)$7,333
½ SE deduction (above-the-line)$3,667
Adjusted gross income$48,233
Taxable income$32,133
Federal income tax$3,608
State tax (est.)$0
Quarterly estimated payment$2,614
Marginal rate12.0%

Texas city tax rates for self-employed workers (2026)

No Texas city taxes personal income. Local obligations for gig workers are sales tax permits, city business registrations, and — above the revenue threshold — the state franchise tax.

Local and state tax rates for self-employed residents of major Texas cities in 2026
CityLocal rateState rateWhat gig workers should know
Houston2% local sales tax (no income tax)0% state income taxSales tax permit required if you sell taxable goods or certain services.
Dallas2% local sales tax0% state income taxCombined 8.25% sales tax; no local levy on gig profit.
Austin2% local sales tax0% state income taxShort-term rental hosts owe city hotel occupancy tax plus state HOT.
San Antonio2% local sales tax0% state income taxHome-based business registration in some districts.
Fort Worth2% local sales tax0% state income taxNo income tax; check DBA (assumed name) filing with the county.

Texas local and state filing deadlines

  • Texas state income taxNone

    Texas has no personal income tax return and no state estimated payments.

  • Franchise tax reportMay 15, 2027

    Required for entities above the no-tax-due revenue threshold; sole proprietors are exempt.

  • Sales tax return20th of the month after each period

    Monthly or quarterly, depending on your permit assignment.

  • Local hotel occupancy taxMonthly, city-set

    Applies to Airbnb and short-term rental hosts.

  • Q1 federal 1040-ESApril 15, 2026

    Covers income earned January 1 – March 31.

  • Q2 federal 1040-ESJune 15, 2026

    Covers April 1 – May 31.

  • Q3 federal 1040-ESSeptember 15, 2026

    Covers June 1 – August 31.

  • Q4 federal 1040-ESJanuary 15, 2027

    Covers September 1 – December 31.

  • With no state income tax, your only quarterly obligation is the federal 1040-ES — set aside roughly 20%–25% of net profit.
  • Mileage at $0.70 per business mile for 2026 is your largest federal deduction as a Texas driver.

See every Texas tax form you need to file — annual, quarterly, and local →

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