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GigTax

Florida Self-Employed Tax Calculator

Federal income tax + 15.3% self-employment tax on 2026 1099 income for Florida residents. No state income tax to add.

Florida has no personal state income tax, so a self-employed Floridian owes only federal income tax and the 15.3% SE (Social Security + Medicare) tax. Sales tax and local business tax receipts may still apply.

Self-employed income & expenses

Estimate federal + SE + state tax for the 2026 tax year in one pass.

Estimated total tax bill
$10,941
Refund / owed
-$10,941
Effective rate
18.2%

Detailed breakdown

Mileage deduction$5,600
Total business expenses$8,100
Net self-employment income$51,900
Self-employment tax (15.3%)$7,333
½ SE deduction (above-the-line)$3,667
Adjusted gross income$48,233
Taxable income$32,133
Federal income tax$3,608
State tax (est.)$0
Quarterly estimated payment$2,614
Marginal rate12.0%

Florida city tax rates for self-employed workers (2026)

Florida has no personal income tax at the state or city level. Local costs are county business tax receipts, sales tax registration, and tourist development tax for rental hosts.

Local and state tax rates for self-employed residents of major Florida cities in 2026
CityLocal rateState rateWhat gig workers should know
Jacksonville1.5% county sales surtax (no income tax)0% state income taxDuval County local business tax receipt required for most self-employed work.
Miami1% Miami-Dade surtax0% state income taxCity and county business tax receipts; 6% tourist development tax on short-term rentals.
Tampa1.5% Hillsborough surtax0% state income taxCity business tax receipt renewed annually by September 30.
Orlando0.5% Orange County surtax0% state income tax6% tourist development tax on rentals under six months.
St. Petersburg1% Pinellas surtax0% state income taxCity business tax receipt; no local income tax on gig profit.

Florida local and state filing deadlines

  • Florida state income taxNone

    No personal income tax return and no state estimated payments.

  • Local business tax receipt renewalSeptember 30 annually

    Most Florida counties and cities renew on this date; late fees start in October.

  • Sales and use tax return20th of the following month

    If you registered for a sales tax certificate.

  • Tangible personal property return (DR-405)April 1, 2027

    Required if business equipment exceeds the $25,000 exemption.

  • Tourist development tax20th of the following month

    Short-term rental hosts remit to the county.

  • Q1 federal 1040-ESApril 15, 2026

    Covers income earned January 1 – March 31.

  • Q2 federal 1040-ESJune 15, 2026

    Covers April 1 – May 31.

  • Q3 federal 1040-ESSeptember 15, 2026

    Covers June 1 – August 31.

  • Q4 federal 1040-ESJanuary 15, 2027

    Covers September 1 – December 31.

  • Because Florida takes no income tax, budget only for federal income tax plus the 15.3% self-employment tax.
  • Reemployment tax applies only if you hire employees, not to solo 1099 work.

See every Florida tax form you need to file — annual, quarterly, and local →

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