New York Self-Employed Tax Calculator
Federal + 15.3% SE + New York state income tax on 2026 1099 income. NYC residents add another 3–3.876% city income tax.
New York taxes self-employment income through progressive state brackets up to 10.9%. NYC residents pay an additional city income tax, and freelancers earning over $50k in NYC may owe the Unincorporated Business Tax (UBT).
Self-employed income & expenses
Estimate federal + SE + state tax for the 2026 tax year in one pass.
Estimated total tax bill
$13,142
Refund / owed
-$13,142
Effective rate
21.9%
Detailed breakdown
Mileage deduction$5,600
Total business expenses$8,100
Net self-employment income$51,900
Self-employment tax (15.3%)$7,333
½ SE deduction (above-the-line)$3,667
Adjusted gross income$48,233
Taxable income$32,133
Federal income tax$3,608
State tax (est.)$2,201
Quarterly estimated payment$3,090
Marginal rate18.9%
Related calculators
- Texas Self-Employed Tax CalculatorFederal + SE tax for Texas 1099 workers — no state income tax.
- California Self-Employed Tax CalculatorFederal + SE + CA state tax for California 1099 workers.
- Florida Self-Employed Tax CalculatorFederal + SE tax for Florida 1099 workers — no state income tax.
- Illinois Self-Employed Tax CalculatorFederal + SE + IL flat 4.95% state tax for Illinois 1099 workers.
Related blog posts
- Texas Self-Employed Taxes: The Complete 2026 GuideHow self-employed taxes work in Texas for 2026: no state income tax, federal + SE tax, franchise tax, deductions, and a free calculator.
- California Self-Employed Taxes: The Complete 2026 GuideHow California self-employed taxes work in 2026: state brackets to 13.3%, SE tax, quarterly payments, deductions, and a free calculator.
- How to Calculate 1099 Taxes: A Step-by-Step Guide for 2026Learn exactly how to calculate 1099 taxes in 2026 — self-employment tax, federal income tax, deductions, and quarterly payments, with worked examples.
- How Much Should You Set Aside for 1099 Taxes?A clear, state-by-state framework for how much of every 1099 payout to set aside for taxes in 2026 — with worked examples for Uber, DoorDash, and freelancers.