New York Self-Employed Tax Calculator
Federal + 15.3% SE + New York state income tax on 2026 1099 income. NYC residents add another 3–3.876% city income tax.
New York taxes self-employment income through progressive state brackets up to 10.9%. NYC residents pay an additional city income tax, and freelancers earning over $50k in NYC may owe the Unincorporated Business Tax (UBT).
Self-employed income & expenses
Estimate federal + SE + state tax for the 2026 tax year in one pass.
Estimated total tax bill
$13,517
Refund / owed
-$13,517
Effective rate
22.5%
Detailed breakdown
Mileage deduction$5,360
Total business expenses$7,860
Net self-employment income$52,140
Self-employment tax (15.3%)$7,367
½ SE deduction (above-the-line)$3,684
Adjusted gross income$48,456
Taxable income$33,856
Federal income tax$3,831
State tax (est.)$2,319
Quarterly estimated payment$3,178
Marginal rate18.9%
Related calculators
- Texas Self-Employed Tax CalculatorFederal + SE tax for Texas 1099 workers — no state income tax.
- California Self-Employed Tax CalculatorFederal + SE + CA state tax for California 1099 workers.
- Florida Self-Employed Tax CalculatorFederal + SE tax for Florida 1099 workers — no state income tax.
- Illinois Self-Employed Tax CalculatorFederal + SE + IL flat 4.95% state tax for Illinois 1099 workers.
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