Vacation Rental Tax Calculator
Estimate 2026 tax on your Vrbo, Airbnb, or cabin rental income — including deductions, depreciation, and whether SE tax applies.
Most vacation rentals land on Schedule E with no self-employment tax. Provide substantial guest services (daily cleaning, meals, concierge) and the IRS moves you to Schedule C, where the 15.3% SE tax kicks in. Toggle the switch below to compare both.
Airbnb income & deductions
Airbnb sends a 1099-K once you cross the platform threshold. Most hosts report on Schedule E (no SE tax). If you provide substantial guest services (meals, daily housekeeping), the IRS treats it as a business — Schedule C with SE tax.
Breakdown
Short-term rentals (avg stay < 7 days) often default to Schedule C. Confirm classification with a tax pro — it changes whether SE tax applies.
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