Self-Employed Tax Estimator
Full 2026 tax estimate for 1099 workers: federal income tax, 15.3% self-employment tax, state tax, and refund/owed.
Combines mileage, expenses, health insurance, retirement, and any W-2 income into one estimate.
Self-employed income & expenses
Estimate federal + SE + state tax for the 2026 tax year in one pass.
Estimated total tax bill
$14,347
Refund / owed
-$14,347
Effective rate
23.9%
Detailed breakdown
Mileage deduction$5,360
Total business expenses$7,860
Net self-employment income$52,140
Self-employment tax (15.3%)$7,367
½ SE deduction (above-the-line)$3,684
Adjusted gross income$48,456
Taxable income$33,856
Federal income tax$3,831
State tax (est.)$3,149
Quarterly estimated payment$3,358
Marginal rate21.3%
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