Self-Employed Tax Estimator
Full 2026 tax estimate for 1099 workers: federal income tax, 15.3% self-employment tax, state tax, and refund/owed.
Combines mileage, expenses, health insurance, retirement, and any W-2 income into one estimate.
Self-employed income & expenses
Estimate federal + SE + state tax for the 2026 tax year in one pass.
Estimated total tax bill
$13,930
Refund / owed
-$13,930
Effective rate
23.2%
Detailed breakdown
Mileage deduction$5,600
Total business expenses$8,100
Net self-employment income$51,900
Self-employment tax (15.3%)$7,333
½ SE deduction (above-the-line)$3,667
Adjusted gross income$48,233
Taxable income$32,133
Federal income tax$3,608
State tax (est.)$2,988
Quarterly estimated payment$3,260
Marginal rate21.3%
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