Gig Worker Tax Calculator
See what you actually owe on 2026 gig income — federal income tax, 15.3% self-employment tax, state tax, and every mile you drove.
Works for any mix of platforms: Uber, Lyft, DoorDash, Instacart, Amazon Flex, Spark, TaskRabbit, Upwork. Add your miles at the 2026 rate of $0.70/mi and any W-2 job to get a single, honest number.
Self-employed income & expenses
Estimate federal + SE + state tax for the 2026 tax year in one pass.
Estimated total tax bill
$13,930
Refund / owed
-$13,930
Effective rate
23.2%
Detailed breakdown
Mileage deduction$5,600
Total business expenses$8,100
Net self-employment income$51,900
Self-employment tax (15.3%)$7,333
½ SE deduction (above-the-line)$3,667
Adjusted gross income$48,233
Taxable income$32,133
Federal income tax$3,608
State tax (est.)$2,988
Quarterly estimated payment$3,260
Marginal rate21.3%
Related calculators
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Related blog posts
- Side Hustle Tax Estimator: 2026 Free Calculator & GuideEstimate 2026 side hustle taxes in seconds. Combines W-2 + 1099 income, mileage, and expenses to show federal, SE, and state tax owed — plus a set-aside %.
- How to Use a Gig Worker Tax Calculator to Get Your 2026 Number RightHow a gig worker tax calculator works in 2026: gross vs net platform pay, the 92.35% SE rule, $0.70/mi mileage, state tax, and the numbers people enter wrong.
- Self-Employed Paycheck Calculator: Building the Pay Stub You Never GetUse a 2026 self-employed paycheck calculator to find the tax to hold back from each 1099 payout and your true weekly, bi-weekly or monthly take-home.
- How Much Should You Set Aside for 1099 Taxes?A clear, state-by-state framework for how much of every 1099 payout to set aside for taxes in 2026 — with worked examples for Uber, DoorDash, and freelancers.